All rights of this website are reserved with luminatalent.com. No part or content of this website may be reproduced, replicated, distributed or transmitted in any form whatsoever or through any means, which includes printing, recording or other electronic methods or any other methods, as the case may be, without prior written permission from the administrator of this website. Users may download material from the website only for their own personal, non-commercial use. For commercial permission requests, please contact the Web administrator.
luminatalent.com reserves the right to make changes to any information contained on the website at any time whatsoever, and without notice or limitation of any kind, including, but not limited to, information relating to countries, courses, universities scholarships, fees, and other related service.
We are very sensitive to the privacy concerns of visitors to our website. luminatalent.com. is committed to respect your online privacy and recognize your need for appropriate protection and management of any personally identifiable information or private communication. We take care that the content posted on this website is appropriate for their viewing and/or download.

We collect no personal information about you when you visit our website unless you choose to provide this information to us. If you do nothing during your visit but browse through the website, read pages, participate in forum or download information, we will gather and store certain information about your visit automatically. This information does not identify you personally. Rather, information is kept in the aggregate. We automatically collect and store only the information about your visit. We use the information we collect to understand the traffic to our site and to help us make our site more useful to visitors like you.

In registration form, we collect personal details, such as name, contact details, e-mail address, postal address, telephone/mobile number etc. We collect this information to make your personalised dashboard or for you to receive any future communications or material from luminatalent.com, when you enroll with us.

We may use personal information about you to build up a profile of your performance(s), analysis, preferences and to track your progress over the duration of the programme for which you have enrolled with us. We may use personal information to provide the services you’ve requested, including services that display customized content and advertising. We may use this information for billing purposes and to fill your orders. If we have trouble processing an order, we will use this information to contact you. We may also use personal information for auditing, research and analysis to operate and improve our products and services. We will not sell your personal information to any third party for commercial gains. We are the sole owners of your information collected by us at several different points on our Website. However we may share information with third parties in limited circumstances, including when complying with legal process, preventing fraud or imminent harm, and ensuring the security of our network and services.
We may present information to advertisers who wish to advertise on our website. When we present information to our advertisers it is to help them understand our audience and confirm the value of advertising on our website. Such information is in the form of aggregated statistics on traffic to various pages within our site.

We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data.
The information you provide to us will be held on luminatalent.com own servers. The database is stored on servers secured behind a firewall; access to the servers is password-protected and is strictly limited. However, as effective as our security measures are, no security system is impenetrable. We cannot guarantee the security of our database, virus attacks, system errors/bugs nor can we guarantee that information you supply will not be intercepted while being transmitted to us over the Internet.

Although, we will endeavor to meet the requirements of the Internet Security policy envisaged under this section, we cannot accept any responsibility for any loss, disruption or damage to your data or your computer system that may occur whilst using material derived from this website. As best practice, we also strongly recommend that you regularly run an anti-virus programme on all material downloaded from the Internet.

Information Disclosure:
luminatalent.com does not rent, sell, or share personal information about you with other people (save with your consent) or non-affiliated companies except to provide products or services you’ve requested, when we have your permission, or under the following circumstances:
We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims; We also may disclose personal information to third parties if we have reason to believe that disclosing such information is necessary to conduct investigations of possible breaches of law, to cooperate in any legal investigation, or to identify, contact, or bring legal action against someone who may be violating the terms of use of our site.
We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Lumina Talent Enrichment Centre’s terms of use, or as otherwise required by law.
We transfer information about you if Lumina Talent Enrichment Centre is acquired by or merged with another company. In this event, we will notify you before information about you is transferred and becomes subject to a different privacy policy.
Lumina Talent Enrichment Centre may display targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria.
luminatalent.com does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
luminatalent.com is not responsible for the information, you volunteer about yourself in the course of discussions in our forums, chat rooms, or other forms of publicly accessible interaction or information that you choose to make public in your member profile. As a member, you can view, correct or change your publicly available information at any time via your member profile page.

Ad Serving Disclosure:
luminatalent.com may use advertising services of third parties, to serve advertisements when you visit our sites. These companies may use information (not including your name, address, e-mail address, telephone number, or any other information you’ve provided to us) about your visits to our and other web sites in order to provide advertisements about goods and services of interest to you. You agree and understand that luminatalent.com neither owns nor operates/controls any information or services provided on such third party websites. You further agree and understand that such links do not constitute an endorsement by luminatalent.com of any such websites and are provided only as a convenience. luminatalent.com is not responsible for the content or links displayed on such websites.

Your decision to use any information contained herein will be your decision alone based solely on your own evaluation and assessment. We are not responsible for the consequences of any actions taken based on the information provided on the website. We shall not be held liable for any material or non-material damage caused by omissions, incorrect or incomplete information.

Other Websites Link Disclosure :
Our website has links to other sites. When you link to another site, you are no longer on our site and are subject to the privacy policy of the new site. Other websites may collect and treat information collected differently, so we encourage you to carefully read and review the privacy policy for each website you visit. We will not be responsible for any information that you may provide to such websites accessible through our website.

Restriction of Liability Disclosure :
luminatalent.com makes no claims, promises or guarantees about the accuracy, completeness, or adequacy of the contents of this website and expressly disclaims liability for errors and omissions in the contents of this website.
No warranty of any kind, implied, expressed or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given with respect to the contents of this website or its hyperlinks to other Internet resources.
Reference in this website to any specific commercial products, processes, or services, or the use of any trade, firm or corporation name is for the information and convenience of the public, and does not constitute endorsement, recommendation, or favoring by luminatalent.com.

Terms  of use:

This Site/Service is owned and operated by luminatalent.com. By accessing this website you agree to abide by and be bound by the Terms and Conditions set out in this document. luminatalent.com reserves the right to modify the terms and conditions (“Terms”) of the Service without any prior notification. You are advised to regularly review the Terms. If you do not agree with any of the Terms and any amendments thereto, you must not use this site/service.

The information displayed on this site is provided on a ‘best effort’ and ‘as is’ basis without any warranties of any kind, including, but not limited to any implied warranties of merchantability or fitness for any particular purpose. The users of luminatalent.com claim the entire responsibility for the selection and use of the service(s) and neither luminatalent.com nor any of its information providers, licensers, employees or agents shall have any liability for any errors, malfunctions, defects, loss of data, resulting from the use or inability to use the service. In no event shall the liability of luminatalent.com, if any, exceed the amount paid, if any, by the user. While utmost care is taken to provide correct and up to date information, luminatalent.com does not warranty the accuracy, completeness and timely availability of the information provided on the site and accepts no responsibility or liability for any error or omission in any information provided on the site nor does the site claim to be comprehensive in its coverage of examinations (either competitive or otherwise in nature) and/or of the various educational programmes conducted in India.

This site contains information about various Central Universities Programs provided by them as well as about various examinations that are conducted by them or by independent parties/third parties for admission to their programs in India. This information has been compiled from various sources, including primary research conducted by luminatalent.com content team. luminatalent.com will in no event be liable for any direct, incidental, consequential or indirect damages arising out of the use of or inability to use and/or for any delay in the service provided by the site. THE INFORMATION AVAILABLE ON THIS SITE IS FOR GENERAL INFORMATION PURPOSES.

Any product purchased online on www.luminatalent.com is non-transferable and is intended for the sole use of the buyer only.

You agree that are using www.luminatalent.com at your sole risk. This Site may display advertisements provided by advertisers. You agree and understand that luminatalent.com neither owns nor operates/controls any information or services provided on such third-party websites. You further agree and understand that such links do not constitute an endorsement by luminatalent.com of any such sites and are provided only as a convenience. luminatalent.com is not responsible for the content or links displayed on such sites.

Use of luminatalent.com and all the services provided therein is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including, without limitation, this paragraph. You agree to indemnify and hold luminatalent.com., its subsidiaries, affiliates and employees, harmless from any claim, demand, or damage, including reasonable attorneys’ fees, asserted by any third party due to or arising out of your use of or conduct on the Site.

luminatalent.com expressly disclaims any warranties whether express or implied about the suitability, reliability, availability, timeliness, correctness, completeness, quality, continuity, performance, fitness of products, services contained/displayed within this site for any purpose. All such information, software, products, services and related graphics are provided “as is” without warranty of any kind. luminatalent.com hereby also disclaims all warranties and conditions with regard to this service, software, products and services, including all implied warranties and conditions of merchantability, fitness for a particular purpose, workmanlike effort, title and non-infringement.

Cancellation and Refund in case of Server Error / Technical Error : In case the same program is purchased twice due to some server error or there is some technical error while paying the fees due to which the money got deducted from your Bank, then following refund rules will apply – If the learner informs us within 2 days, full refund would be done in maximum 7 working days through NEFT mode.

Cancellation of a course : If a student wants to cancel his/her admission within 2 days of taking admission, full refund will be credited within 7 working days through NEFT mode. However, if he/she wishes to cancel within 2-5 days of taking admission, 50% refund will be credited within 7 working days through NEFT mode. No refund is possible if program cancellation is done after 5 days.